healthequity


 

The 3(21) named fiduciary

retirement, 401(k), Financial Advisors

In the 401(k) marketplace, you will occasionally find separate companies that will sign onto your 401(k) plan in the role of 3(38) Investment manager, and even 3(16) Plan Administrator. However, when sponsors use these...

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What is the role of a 3(16) plan administrator?

retirement, 401(k), Financial Advisors

One of the things that makes a HealthEquity Retirement 401(k) plan different than most is that HealthEquity Retirement signs and acts as your 3(16) Plan Administrator. As we explain this to prospective clients, especially...

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What is a 3(38) investment manager?

retirement, 401(k), Financial Advisors

The HealthEquity Retirement solution for 401(k) plans is unique in that HealthEquity Retirement signs and acts in the primary fiduciary roles so that the employer does not have to do so. HealthEquity Retirement acts as the...

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What plan sponsors need to know about ERISA bonds

retirement, 401(k), Financial Advisors

The Employee Retirement Income Security Act of 1974 in Section 412 requires that 401(k) plan fiduciaries maintain a fidelity bond to “provide protection to the plan against loss by reason of acts of fraud or dishonesty”....

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401(k) fiduciary roles

retirement, 401(k), Financial Advisors

401(k) plans can be complex due to the number of service providers required to make a plan run smoothly. This typically includes your record-keeper, TPA, Custodian, Advisor, Broker, Auditor, and Plan Fiduciaries. We had a few...

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New HSA Legislation Considered: Take a Stance #HSAstrong

HSA, retirement, 401(k)

A bipartisan effort in Congress is underway to address challenges under the Affordable Care Act, potentially including big improvements to your HSA. 

  • A stronger HSA is one of several measures Congress is weighing to address...
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The Griswolds need an HSA

HSA, HSA investing, retirement

National Lampoon’s Christmas Vacation is a family favorite during the holidays. We can sit back and laugh at the plight of Clark Griswold as he lives out his dream of hosting a good old-fashioned Griswold Family Christmas at...

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HSAs for retirement: Saving $100,000 and beyond

HSA, HSA investing, retirement

In 2007, Sammy, an actual HealthEquity member, opened a health savings account (HSA) and contributed $46 the first year. He transferred his account to HealthEquity and started using the investment platform here in 2012. Now,...

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Exposing 7 hidden fees in HSAs

HSA, retirement, 401(k)

Since HSAs are already tax-advantaged accounts, fees are the largest obstacle to the potential growth of the HSA amounts you are saving for the future. There are a number of different HSA providers in the marketplace and, as a...

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Retire strong with an HSA

HSA, retirement, 401(k)

Preparing for retirement and old age can be a challenge, but everyone has to start thinking about it at some point in their lives. Many businesses offer retirement plans for employees, but how does an employer choose a plan...

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