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Preparing for retirement? An HSA can help

HSA, tax savings, retirement, HSA contributions, HSA benefits

Whether you are a baby boomer nearing retirement, a Generation X’er in the middle of your career or a millennial just starting out, you have at least one thing in common with your co-workers:

You need to prepare for retirement.

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Millions of Americans could benefit from newly introduced legislation: #MedicareHSA

HSA, tax savings, retirement, HSA contributions, HSA benefits, high deductible health plan, Medicare

A bi-partisan effort in Congress is underway that would allow Medicare recipients to open and contribute to a health savings account (HSA).

H.R.3796, the Health Savings for Seniors Act, would allow more than 57 million...

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How HSAs can help your employees

HSA, Employers, tax savings, retirement, HSA contributions, HSA benefits, employees

An important part of any business is to attract and retain highly-skilled workers. Most employers provide benefits ranging from paid vacation time and tuition reimbursement to bonuses and raises.

And then there are health...

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HSAs and the U.S. healthcare system

HSA, retirement, 401(k), FSA questions, HSA benefits, CDHP, qualified medical expenses

In November 2018, Gallup released the results of a poll showing 79 percent of people were dissatisfied with the total  cost of healthcare in the United States. 

That same poll asked respondents to describe the U.S. healthcare...

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3 ways to maximize HSAs as a retirement account

HSA, tax savings, retirement, HSA contributions, HSA benefits

A health savings account (HSA) can be a great way to save for healthcare expenses in retirement. Employee Benefits Research Institute (EBRI) estimates that a couple in retirement will need $301,000 to have a 90% chance of...

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Can you auto enroll your employees into an HSA?

HSA, Employers, retirement, 401(k), HSA contributions

There is a phenomenon known as "status quo bias." When given the choice to do something and do nothing, it’s what causes people to do nothing. Status quo bias leads to people to not check the box, or not enroll in workplace...

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Why employees leave and how to keep them using a health and wealth strategy

HSA, Employers, tax savings, retirement, 401(k), HSA contributions

Since the inception of the employer-employee relationship there has been employee turnover. Every employer knows that turnover is inevitable and have factored in the costs into the price of doing business.

One way to lengthen...

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What are the differences between a 401(k) and a SIMPLE retirement plan?

retirement, 401(k), Financial Advisors

Companies moving from a SIMPLE IRA to a 401(k) plan are usually seeking some additional flexibility and have outgrown their current SIMPLE plan. The questions arise: What is a SIMPLE retirement plan? And how is it different...

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The lowdown on 401(k) plan audits

retirement, 401(k), Financial Advisors

Have you ever had to endure a 401(k) Audit? For most plan sponsors, they are not a pleasant experience. We're not referring to being audited by the DOL or IRS, we're referring to the annual audit attached to Form 5500 that is...

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A simple guide to 401(k) testing

retirement, 401(k), Financial Advisors

The 401(k) industry is a complex mixture of rules and regulations that are written and enforced by numerous government entities. Due to this arrangement, there are a lot of complications that can arise. Every year, 401(k)...

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