HealthEquity blog

Why Americans can't afford NOT to have an HSA

Posted by HealthEquity on Jan 29, 2018 11:55:00 PM

why americans cant afford not to have an hsaTo those who don’t quite understand how HSA-qualified plans work, a high deductible seems daunting. Many may say that they can’t afford the high-deductible and so they select a traditional plan and pay the significantly higher premiums typically associated with it.

Because HSA-qualified health plans have higher deductibles, the burden of upfront medical costs is more immediately apparent to those who have this type of coverage.  The plans usually have smaller monthly premiums, but the trade-off is more out-of-pocket expenses before insurance kicks in. While at first, this may be perceived as a negative, knowing you’re on the hook for more of your medical bills may actually push you to find smarter ways to put your HSA dollars to work and save.

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Topics: HSA, Benefit planning, Cost management, Employers, tax savings, HSA contributions

Create valuable incentives with HSA matching

Posted by HealthEquity on Jan 22, 2018 11:23:00 PM

No one wants to leave free money on the table. That’s why incentivizing employees with an HSA match can be an effective strategy to increase use and satisfaction of an HSA-qualified health plan. To best maximize the value of your matching program, keep the following ideas in mind:

 

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Topics: HSA, Benefit planning, Cost management, Employers, tax savings, HSA contributions

HSAs can be a solution to the American healthcare crisis

Posted by HealthEquity on Oct 31, 2017 11:02:03 AM

You may have heard in the press or from a politician that, “The American healthcare System is broken.” It seems that, politically at least, neither side of the aisle can agree on what solution would be best for the nation.

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Topics: Healthcare Reform, HSA, Employers

Answers to the top 10 questions about HSAs

Posted by HealthEquity on Oct 23, 2017 11:55:00 PM

Offering a health savings account (HSA) to your employees is a great way to help them take control of their health benefits and prepare for retirement. If they are not familiar with HSAs, they may have some questions about how HSAs can benefit them and their families. The following are answers to 10 common questions about HSAs that employees may ask.

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Topics: HSA, Employers, HSA questions

Health plan comparison

Posted by HealthEquity on Oct 16, 2017 11:55:00 PM

Many employees receive health insurance through their job, and these employees expect tools, resources and information so they can make informed decisions about which health plan is best for them and their families. Providing employees with a health plan comparison tool is a great way for employers to support this decision process. Most people are not health plan experts, so it can be difficult to know what to look for when comparing health plans.

 
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Topics: HSA, Benefit planning, Employers, HSA questions

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