HealthEquity blog

Account-based savings for employers

Posted by HealthEquity on Jun 29, 2018 3:57:09 AM

As an employer, you look for the best possible healthcare benefits for your employees; benefits that also fit your budget. The tasks required to evaluate and select these options can take many valuable hours of your time. Understanding different health plan types can be a good place to start when evaluating pros and cons.

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Topics: HSA, Benefit planning, Employers, HSA questions, HSA contributions

Set your employees up for success with an HSA

Posted by HealthEquity on May 29, 2018 11:50:00 AM

Helping your employees get started on the right foot with their HSA can make a big difference in the success of your benefits strategy. The following tips can help employees get the most out of their HSA plan:

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Topics: HSA, Benefit planning, Employers, HSA questions, HSA contributions

Answers for the top 10 FSA questions

Posted by HealthEquity on May 9, 2018 6:50:06 PM

A flexible spending account (FSA) empowers employees to pay for certain medical expenses with pre-tax funds. FSAs are popular accounts because of the tax benefits they provide to employees and to their employers.

Here are some common questions that your employees may have about FSAs:

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Topics: HSA, Employers, FSA questions, FSA

Why Americans can't afford NOT to have an HSA

Posted by HealthEquity on Jan 29, 2018 11:55:00 PM

why americans cant afford not to have an hsaTo those who don’t quite understand how HSA-qualified plans work, a high deductible seems daunting. Many may say that they can’t afford the high-deductible and so they select a traditional plan and pay the significantly higher premiums typically associated with it.

Because HSA-qualified health plans have higher deductibles, the burden of upfront medical costs is more immediately apparent to those who have this type of coverage.  The plans usually have smaller monthly premiums, but the trade-off is more out-of-pocket expenses before insurance kicks in. While at first, this may be perceived as a negative, knowing you’re on the hook for more of your medical bills may actually push you to find smarter ways to put your HSA dollars to work and save.

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Topics: HSA, Benefit planning, Cost management, Employers, tax savings, HSA contributions

Create valuable incentives with HSA matching

Posted by HealthEquity on Jan 22, 2018 11:23:00 PM

No one wants to leave free money on the table. That’s why incentivizing employees with an HSA match can be an effective strategy to increase use and satisfaction of an HSA-qualified health plan. To best maximize the value of your matching program, keep the following ideas in mind:

 

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Topics: HSA, Benefit planning, Cost management, Employers, tax savings, HSA contributions

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