HealthEquity blog

The HSA Raven

ravenOnce upon a noon day napping, with my co-workers making a constant yapping,

Over oft-discussed matters of weather and how their team played the night before —

While I drifted, not quite sleeping, suddenly there came a knocking,

And I heard a quiet opening, an opening of my office door.

“Tis some co-worker,” I mumbled, “interrupting my lunchtime rest—

Only this and nothing more.”



Ah, distinctly I commiserate, coming fast was the company’s enrollment date;

And my decisions were coming late, to decide which health plan to offer those working in my employment corps.

Eagerly I had sought for help, vainly had others heard my yelp

About which plan to offer my workers — perhaps health plan one or two or three or four

I needed a rare and radiant health benefit that would keep employees walking through my company’s door —

Only this and nothing more.



Then a man stepped in not one bit craven, a visitor’s badge showing his name was Raven

His hand he did extend, though he did not take another step, as if his feet were glued upon the floor.

My surprise kept me in my seat, though happily I would have rose to meet

This stranger looking at me with a smile — as he stood just inside my office door.

With the shock still heavy on me, I forgot to stand and welcome him as I had with guests before —Only sitting and nothing more.



Presently I rose from my seat, extending my hand for this stranger to greet,

“Sir,” said I, “or gentleman, truly your forgiveness I implore

But the fact is I was searching, unfortunately with lots of lurching, for a health plan that will help keep employees working on my company floor

Recruiting and retaining employees with a health benefit that will help them without making them completely poor.”

Quoth Raven, “HSAs forevermore.”



Much I marveled as I began thinking, a health savings account could be linking to a high deductible health plan without a chore.

“For a qualified medical expense,” said I, “HSAs can be a defense for my employees as they pay health bills when they’re sore

My employees will be pleased at this solution, and I can end this benefit studying confusion that I literally abhor.”

Quoth Raven, “HSAs forevermore.”



A smile crept upon my face, and I knew that I had found my grace

I grabbed the health plan documents that I had cursed only a few moments before.

I rushed past Raven to prepare so my workers would have HSAs for an enrollment date they would not ignore

An HSA fund where they could contribute, invest1 or distribute without a tax2 that nearly everyone does abhor.

Quoth Raven, “HSAs forevermore.”



Now my employees all seem to love, their HSA so far above

The old health benefits the company used to have in times of yore

I’ve not seen Raven since that day when he helped me see the HSA solution that I should have thought of long before

A solution that has made us all happy as we pay health bills with tax-free money and all without a chore.

Quoth us all, “HSAs forevermore.”



Happy Halloween!



1.  Investments available to HSA holders are subject to risk, including the possible loss of the principal invested and are not FDIC insured or guaranteed by HealthEquity, Inc.

HealthEquity does not provide legal, tax, financial or medical advice.

2.   HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-free with very few exceptions. Please consult a tax advisor regarding your state’s specific rules.

HealthEquity does not provide legal, tax, financial or medical advice.

Nothing in this communication is intended as legal, tax, financial, or medical advice. Always consult a professional when making life-changing decisions.


Topics: HSA, Employers, tax savings, HSA contributions, Open Enrollment

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