HealthEquity blog

What is your plan for protecting member health and financial information?

Posted by HealthEquity on Sep 18, 2017 11:55:00 PM

Cyber-attacks have become the fastest-growing crime in the United States, and, according to Hiscox Insurance, in 2016 “cybercrime cost the global economy over $450 billion.” Unfortunately, that number is expected to rise to over $6 trillion by 2021. To do their part to combat this crime, individuals and companies must take preventative measures to protect their personal information.

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Topics: HSA, Employers, Security, Sensitive Data, HSA security, Cyber crime

Provide world-class benefits for your small business

Posted by HealthEquity on Sep 11, 2017 11:55:00 PM

With the Affordable Care Act and the increasing costs of medical expenses, employees are more pre-occupied with securing health benefits to avoid tax penalties. Providing these benefits to employees is a great way for small business owners to recruit and retain the best workers. But how can small businesses compete when every other company is also seeking the best talent? One answer may, in fact, come from health savings accounts (HSAs).

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Topics: HSA, Benefit planning, Employers

Investing your HSA

Posted by HealthEquity on Sep 4, 2017 11:55:00 PM

What are my investment options?

Investing HSA funds can be a powerful way for accountholders to increase the earning potential of their savings. When evaluating an HSA as a long-term savings option, investments are typically an important consideration. Many HSA providers offer access to investments of some kind, but the fees and investment platforms can vary significantly. Employers who offer HSAs through a provider with a well-designed investment option can benefit from stronger employee engagement.

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Topics: HSA, Employers, HSA investing

How much does an HSA cost?

Posted by HealthEquity on Aug 28, 2017 11:55:00 PM

The right HSA provider

Selecting the right HSA provider can be a challenge for employers. Service, features and cost are all factors to evaluate. In this article, we discuss some of the ways HSA providers make money, so you have a better idea of how to determine cost and value for your employees.

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Topics: HSA, Benefit planning, Fees, Cost management, Employers

Can new legislation make HSAs the new 401(k)?

Posted by HealthEquity on Aug 21, 2017 11:55:00 PM

As we discussed in a recent blog post, proposed legislative changes could almost double the amount health savings account (HSA) owners are allowed to contribute annually. Financially-savvy individuals have been using their HSA as an option to supplement their retirement savings for years. An HSA has certain tax advantages that an IRA or 401(k) does not. In this post, we will discuss a few ways that an HSA can be used to create future savings.

 
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Topics: Healthcare Reform, Legislation, HSA policy, ACA Repair, HSA, HSA contribution limit, OTC medicine